:root{--blue:#0d65a6;--teal:#11b9a9;--orange:#ff9d23;--ink:#102033;--muted:#65748b;--bg:#f5f9ff;--card:#fff;--shadow:0 24px 70px rgba(20,52,95,.14)}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:var(--bg)}a{text-decoration:none;color:inherit}.topbar{display:flex;justify-content:space-between;gap:12px;padding:10px 6%;background:#071b32;color:#dff8ff;font-size:13px}.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);display:flex;align-items:center;justify-content:space-between;padding:14px 6%;box-shadow:0 10px 35px rgba(9,40,80,.08)}.brand{display:flex;gap:12px;align-items:center}.brand img{width:66px;height:48px;object-fit:contain}.brand b{font-size:25px;background:linear-gradient(90deg,var(--orange),var(--blue));-webkit-background-clip:text;color:transparent}.brand small{display:block;color:var(--muted);font-weight:700}nav{display:flex;gap:22px;align-items:center}nav a{font-weight:800;color:#314156}nav a.on{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:18px;padding:15px 22px;font-weight:900;color:#fff;background:linear-gradient(135deg,var(--orange),#ff5d79,var(--blue));box-shadow:0 18px 40px rgba(255,137,35,.28);cursor:pointer}.btn.small{border-radius:999px;padding:11px 18px}.btn.alt{background:linear-gradient(135deg,var(--blue),var(--teal))}.hamb{display:none;border:0;background:#eef6ff;border-radius:12px;font-size:24px;padding:9px 13px}.hero{padding:70px 6% 40px;display:grid;grid-template-columns:1.05fr .95fr;gap:38px;align-items:center;position:relative;overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 15%,rgba(17,185,169,.22),transparent 30%),radial-gradient(circle at 10% 20%,rgba(255,157,35,.2),transparent 28%);z-index:-1}.badge{display:inline-flex;gap:8px;align-items:center;background:#fff;border:1px solid #dcecff;border-radius:999px;padding:10px 15px;font-weight:900;color:var(--blue);box-shadow:0 10px 30px rgba(13,101,166,.1)}h1{font-size:clamp(42px,6vw,78px);line-height:.98;margin:18px 0 18px;letter-spacing:-3px}h1 span{background:linear-gradient(90deg,var(--orange),var(--blue),var(--teal));-webkit-background-clip:text;color:transparent}.lead{font-size:20px;color:#4d5c70;line-height:1.7;max-width:720px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0}.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:25px}.trust div,.card,.calc,.formbox{background:rgba(255,255,255,.9);border:1px solid #e4effb;border-radius:28px;padding:22px;box-shadow:var(--shadow)}.trust b{font-size:28px;display:block}.phone{background:#fff;border-radius:38px;padding:18px;box-shadow:var(--shadow);max-width:430px;margin:auto;transform:rotate(1deg)}.screen{border-radius:30px;background:linear-gradient(180deg,#f6fbff,#fff);padding:22px;border:1px solid #e6eef7}.wallet{background:linear-gradient(135deg,var(--blue),var(--teal));border-radius:26px;color:white;padding:25px;margin:12px 0}.rupee{font-size:58px;font-weight:1000}.section{padding:70px 6%}.title{text-align:center;max-width:850px;margin:0 auto 35px}.title h2{font-size:clamp(32px,4vw,52px);margin:0 0 12px;letter-spacing:-1.5px}.title p{color:var(--muted);font-size:18px;line-height:1.7}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px;align-items:center}.card h3{font-size:23px;margin:8px 0}.card p{color:#607089;line-height:1.65}.icon{width:56px;height:56px;border-radius:18px;display:grid;place-items:center;background:linear-gradient(135deg,#fff2df,#dff7ff);font-size:26px}.calc label,.formbox label{display:block;font-weight:900;margin:14px 0 7px}.calc input,.formbox input,.formbox select,.formbox textarea{width:100%;padding:15px;border-radius:16px;border:1px solid #d8e6f5;background:#fff;font-size:16px}.summary{background:#071b32;color:#fff;border-radius:24px;padding:22px;margin-top:18px}.summary div{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.12)}.steps{counter-reset:s}.step{position:relative}.step:before{counter-increment:s;content:counter(s);width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--orange),var(--blue));color:#fff;display:grid;place-items:center;font-weight:1000}.cta{margin:50px 6%;border-radius:40px;padding:55px;background:linear-gradient(135deg,#09264a,#0d65a6,#11b9a9);color:white;display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center;box-shadow:var(--shadow)}.cta h2{font-size:42px;margin:0}.footer{background:#071b32;color:#d9e8f8;padding:55px 6% 20px}.grid4{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.2fr;gap:26px}.footer a{display:block;color:#d9e8f8;margin:10px 0}.flogo{width:150px;background:white;border-radius:16px;padding:8px}.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;color:#aebfd3}.legal a{display:inline;color:#fff;font-weight:900}.pagehero{padding:62px 6%;background:linear-gradient(135deg,#fff,#e9f7ff);text-align:center}.pagehero h1{font-size:54px}.table{width:100%;border-collapse:collapse;background:#fff;border-radius:22px;overflow:hidden;box-shadow:var(--shadow)}.table td,.table th{padding:16px;border-bottom:1px solid #e7eef7;text-align:left}.faqitem{background:#fff;border-radius:20px;margin:12px 0;padding:20px;box-shadow:0 12px 35px rgba(20,52,95,.08)}.notice{background:#fff8e8;border-left:5px solid var(--orange);padding:16px;border-radius:14px;margin:18px 0;color:#6d4a00}@media(max-width:900px){.topbar{display:none}.hamb{display:block}nav{display:none;position:absolute;top:82px;left:5%;right:5%;background:#fff;border-radius:24px;box-shadow:var(--shadow);padding:18px;flex-direction:column}.open nav{display:flex}.hero,.grid2,.grid3,.grid4,.cta{grid-template-columns:1fr}.hero{padding-top:34px}.trust{grid-template-columns:1fr}h1{letter-spacing:-2px}.cta{margin:25px 4%;padding:30px}.brand b{font-size:20px}.brand img{width:58px}.section{padding:45px 5%}}
/* V2 full homepage mockup upgrade */
.pro-hero{min-height:720px;background:linear-gradient(135deg,#f8fcff 0%,#e9f6ff 45%,#d9f3ff 100%);border-bottom:1px solid #e7f1fb}.feature-strip{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin:28px 0}.mini-icons div{background:white;border:1px solid #e2edf8;border-radius:18px;padding:16px;text-align:center;box-shadow:0 12px 35px rgba(13,101,166,.08);font-size:26px}.mini-icons b{display:block;font-size:13px;margin-top:8px}.btn.ghost{background:#fff;color:#0c2444;border:1px solid #dbe8f6;box-shadow:0 12px 30px rgba(17,40,75,.08)}.safe{color:#71829a;font-weight:700}.premium-card{position:relative;overflow:hidden;background:linear-gradient(145deg,rgba(255,255,255,.9),rgba(225,244,255,.9));border:1px solid white;border-radius:42px;padding:42px;box-shadow:0 35px 90px rgba(11,76,142,.22);min-height:560px}.premium-card:before{content:"";position:absolute;inset:18px;border:1px solid rgba(13,101,166,.15);border-radius:34px}.shine{position:absolute;width:260px;height:260px;background:radial-gradient(circle,rgba(17,185,169,.35),transparent 65%);right:-70px;top:-50px}.card-logo{width:205px;position:relative;z-index:1}.premium-card h2{font-size:34px;margin:22px 0 4px;position:relative}.premium-card p{font-size:20px;font-weight:800;color:#475871}.app-visual{height:180px;position:relative;margin:10px 0}.phone-illus{position:absolute;right:100px;top:0;width:115px;height:170px;border:9px solid #0b3268;border-radius:28px;background:linear-gradient(#fff,#eaf7ff);display:grid;place-items:center;font-size:70px;font-weight:1000;color:#2876e5;box-shadow:0 25px 45px rgba(21,76,140,.2)}.phone-illus span{position:absolute;bottom:20px;right:-18px;background:#26c281;color:white;width:54px;height:54px;border-radius:50%;font-size:28px;display:grid;place-items:center}.wallet-illus{position:absolute;right:0;bottom:10px;font-size:85px}.coin{position:absolute;color:#2077dc;background:#e9f5ff;border-radius:50%;width:54px;height:54px;display:grid;place-items:center;font-size:28px;font-weight:900;border:1px solid #d0e9ff}.c1{right:25px;top:-12px}.c2{left:20px;bottom:18px}.tick-list{list-style:none;padding:0;margin:15px 0;position:relative}.tick-list li{margin:12px 0;padding-left:34px;color:#42536b}.tick-list li:before{content:'✓';position:absolute;left:0;background:#237de8;color:#fff;width:22px;height:22px;border-radius:50%;display:inline-grid;place-items:center;font-size:13px;font-weight:900}.stats{margin:-25px 6% 20px;position:relative;z-index:3;background:white;border:1px solid #e1edf8;border-radius:26px;display:grid;grid-template-columns:repeat(4,1fr);box-shadow:var(--shadow);overflow:hidden}.stats div{padding:28px 38px;border-right:1px solid #edf3fa}.stats div:last-child{border:0}.stats b{font-size:30px;display:block;color:#09264a}.stats span{font-weight:800;color:#52647b}.title.left{text-align:left;margin:0}.title span,.section h2 span{background:linear-gradient(90deg,var(--orange),var(--blue),var(--teal));-webkit-background-clip:text;color:transparent}.calc-section{background:linear-gradient(180deg,#fff,#f1f9ff)}.calc-row{display:flex;justify-content:space-between;align-items:center}.calc output{background:#eef7ff;color:#0d65a6;border-radius:12px;padding:7px 12px;font-weight:900}.summary.big b{font-size:24px}.btn.full{width:100%;margin-top:18px}.cards4{grid-template-columns:repeat(4,1fr)}.apply-zone{background:#fff}.person{font-size:210px;text-align:center;filter:drop-shadow(0 25px 45px rgba(13,101,166,.14))}.tick-list.large li{font-size:18px;font-weight:800}.faq-split{display:grid;grid-template-columns:1.1fr .9fr;gap:30px;align-items:center}.support-card{background:linear-gradient(135deg,#eef8ff,#fff);border:1px solid #dfeefa;border-radius:32px;padding:48px;box-shadow:var(--shadow)}.support-card h3{font-size:34px;margin:0 0 12px}.footer{background:linear-gradient(135deg,#06182e,#072b55)}
.contact-hero{background:radial-gradient(circle at 80% 0,rgba(17,185,169,.25),transparent 30%),linear-gradient(135deg,#f7fbff,#eaf7ff)}.contact-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:28px}.contact-card{background:#fff;border:1px solid #e2edf8;border-radius:28px;padding:28px;box-shadow:var(--shadow)}.contact-method{display:flex;gap:16px;align-items:flex-start;padding:18px;border-bottom:1px solid #edf3fa}.contact-method:last-child{border-bottom:0}.contact-method i{font-style:normal;width:48px;height:48px;border-radius:16px;background:linear-gradient(135deg,#fff1dd,#e2f8ff);display:grid;place-items:center;font-size:23px}.branch-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.branch{background:#fff;border:1px solid #e1edf8;border-radius:22px;padding:20px;box-shadow:0 14px 35px rgba(15,60,110,.08)}
@media(max-width:900px){.feature-strip,.stats,.cards4,.faq-split,.contact-grid,.branch-grid{grid-template-columns:1fr}.premium-card{padding:26px;min-height:auto}.app-visual{height:150px}.phone-illus{right:70px}.stats{margin:15px 4%}.stats div{border-right:0;border-bottom:1px solid #edf3fa}.person{font-size:120px}.feature-strip{grid-template-columns:repeat(2,1fr)}}
/* Professional Admin CMS */
.admin-body{background:#f4f8ff;display:flex;min-height:100vh}.admin-sidebar{position:fixed;left:0;top:0;bottom:0;width:270px;background:linear-gradient(180deg,#061c3d,#0a3a70);padding:22px;color:white;overflow:auto;box-shadow:10px 0 30px rgba(7,27,58,.18);z-index:50}.admin-brand{padding:12px 0 22px;border-bottom:1px solid rgba(255,255,255,.12);margin-bottom:16px}.admin-brand img{width:130px;background:white;border-radius:18px;padding:8px;display:block;margin-bottom:10px}.admin-brand b{display:block;font-size:22px}.admin-brand small{opacity:.75}.admin-sidebar a{display:block;color:#eaf5ff;text-decoration:none;padding:13px 14px;border-radius:14px;margin:6px 0;font-weight:800}.admin-sidebar a:hover{background:rgba(255,255,255,.12)}.admin-main{margin-left:270px;padding:28px;width:calc(100% - 270px)}.admin-top{display:flex;align-items:center;justify-content:space-between;background:white;border:1px solid #dceafb;border-radius:22px;padding:18px 22px;margin-bottom:22px;box-shadow:0 12px 40px rgba(7,27,58,.06)}.metric span{display:block;color:#64748b;font-weight:800}.metric b{display:block;font-size:44px;color:#08315f;margin-top:8px}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse;background:white;border-radius:18px;overflow:hidden}th,td{padding:13px 12px;border-bottom:1px solid #e8eef7;text-align:left;vertical-align:top}th{background:#eef6ff;color:#0a3265}td a{font-weight:800;color:#0f68bd}.cms-content{max-width:1000px;margin:auto;background:white;border:1px solid #e5eef8;border-radius:28px;padding:32px;box-shadow:0 20px 60px rgba(7,27,58,.07);line-height:1.8}.subhero{padding:90px 7%;text-align:center;background:linear-gradient(135deg,#eaf8ff,#fff6ec)}.subhero h1{font-size:clamp(34px,5vw,64px);margin:15px 0;color:#081c3b}.subhero p{max-width:760px;margin:auto;color:#4f5f75;font-size:19px}@media(max-width:900px){.admin-sidebar{position:relative;width:100%;height:auto}.admin-body{display:block}.admin-main{margin-left:0;width:auto;padding:16px}.admin-top{display:block}.admin-sidebar a{display:inline-block}.admin-brand img{width:100px}.table-wrap,table{font-size:13px}}
/* Premium Contact Page Final */
.contact-hero-pro{display:grid;grid-template-columns:1.05fr .95fr;gap:35px;align-items:center;padding:70px 6%;background:radial-gradient(circle at 78% 15%,rgba(45,135,255,.18),transparent 30%),linear-gradient(135deg,#f7fbff,#eef8ff);overflow:hidden}.contact-hero-pro h1{font-size:clamp(42px,6vw,72px);line-height:1.02;margin:18px 0}.contact-hero-pro h1 span{background:linear-gradient(90deg,var(--orange),var(--blue),var(--teal));-webkit-background-clip:text;color:transparent}.contact-hero-pro p{font-size:19px;color:#516176;line-height:1.7;max-width:680px}.quick-contact-row{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}.quick-box{display:block;background:#fff;border:1px solid #e2edf8;border-radius:18px;padding:18px;box-shadow:0 14px 38px rgba(13,101,166,.08)}.quick-box b{display:block;color:#09264a}.quick-box small{color:#697a91}.contact-illus{height:360px;position:relative;background:linear-gradient(135deg,#dcefff,#fff);border:1px solid #fff;border-radius:42px;box-shadow:var(--shadow);display:grid;place-items:center}.contact-illus:before{content:'☎';font-size:150px;filter:drop-shadow(0 25px 35px rgba(13,101,166,.2));transform:rotate(-15deg)}.contact-illus span{position:absolute;background:#fff;border-radius:24px;padding:18px;box-shadow:0 14px 35px rgba(13,101,166,.12);font-size:35px}.contact-illus span:nth-child(1){left:45px;top:55px}.contact-illus span:nth-child(2){right:75px;top:90px}.contact-illus span:nth-child(3){right:40px;bottom:70px}.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.team-card{background:#fff;border:1px solid #e1edf8;border-radius:24px;padding:24px;box-shadow:0 18px 48px rgba(9,44,91,.1);transition:.25s}.team-card:hover{transform:translateY(-6px);box-shadow:0 28px 70px rgba(9,44,91,.16)}.team-head{display:flex;align-items:flex-start;justify-content:space-between}.avatar{width:78px;height:78px;border-radius:50%;background:linear-gradient(135deg,#e8f4ff,#fff3df);display:grid;place-items:center;font-size:36px;border:6px solid #fff;box-shadow:0 10px 25px rgba(10,58,112,.1)}.role-badge{font-size:12px;font-weight:900;color:#0d65a6;background:#eaf5ff;border-radius:999px;padding:7px 10px}.team-card h3{font-size:22px;margin:18px 0 4px}.team-card small{color:#5b6d83;font-weight:800}.team-card p{color:#52647b;line-height:1.6}.team-meta{font-size:14px!important;color:#0b2342!important;margin:12px 0}.team-actions{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:18px}.team-actions a{text-align:center;color:#fff;font-weight:900;border-radius:10px;padding:10px 8px;font-size:13px}.team-actions .call{background:#1769e8}.team-actions .whatsapp{background:#20b978}.team-actions .email{background:#0d65a6}.contact-form-wrap{display:grid;grid-template-columns:1.25fr .75fr;gap:28px;align-items:stretch}.pro-form,.reach-card{background:#fff;border:1px solid #e1edf8;border-radius:26px;box-shadow:var(--shadow);padding:30px}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.form-actions{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:18px}.btn.ghost{background:#fff!important;color:#0d65a6!important;border:1px solid #d9e8f8}.reach-item{display:flex;gap:16px;padding:18px 0;border-bottom:1px solid #edf3fa}.reach-item:last-child{border-bottom:0}.reach-item i{font-style:normal;width:52px;height:52px;border-radius:16px;background:linear-gradient(135deg,#e8f4ff,#fff3df);display:grid;place-items:center;font-size:24px;flex:0 0 auto}.reach-item b{display:block;color:#09264a}.reach-item p{margin:6px 0 0;color:#52647b;line-height:1.5}.contact-cta{margin:20px 6% 0;border-radius:30px;background:linear-gradient(135deg,#126ce6,#10bdae);color:#fff;padding:36px 42px;display:flex;align-items:center;justify-content:space-between;gap:20px;box-shadow:var(--shadow)}.contact-cta h2{margin:0 0 8px;font-size:30px}.contact-cta p{margin:0;color:#eafcff}.contact-cta a{display:inline-flex;margin:8px;padding:14px 22px;border-radius:14px;color:#fff;border:1px solid rgba(255,255,255,.25);font-weight:900;background:rgba(255,255,255,.08)}@media(max-width:1000px){.contact-hero-pro,.contact-form-wrap{grid-template-columns:1fr}.team-grid{grid-template-columns:repeat(2,1fr)}.quick-contact-row{grid-template-columns:1fr}.contact-cta{display:block}.form-grid,.form-actions{grid-template-columns:1fr}}@media(max-width:560px){.team-grid{grid-template-columns:1fr}.team-actions{grid-template-columns:1fr}.contact-hero-pro{padding:45px 5%}.contact-illus{height:240px}.contact-illus:before{font-size:100px}}
/* Final premium length + icon-only fixes */
.subhero.xl{padding:115px 7%;background:radial-gradient(circle at 15% 10%,rgba(255,139,45,.16),transparent 28%),radial-gradient(circle at 85% 20%,rgba(17,185,169,.20),transparent 30%),linear-gradient(135deg,#f7fbff,#eef8ff)}
.big-title{font-size:clamp(34px,4vw,58px);line-height:1.08;color:#081c3b;margin:12px 0}.lead2{font-size:19px;line-height:1.75;color:#516176}.glass-panel{background:rgba(255,255,255,.78);border:1px solid #dfeefa;border-radius:34px;padding:28px;box-shadow:0 25px 70px rgba(9,44,91,.10);backdrop-filter:blur(12px)}.compact{gap:16px}.mini-card{background:#fff;border:1px solid #e3eef8;border-radius:22px;padding:24px;box-shadow:0 14px 40px rgba(9,44,91,.07);display:flex;flex-direction:column;gap:8px;font-size:30px}.mini-card b{font-size:18px;color:#09264a}.mini-card p{font-size:14px;color:#63748a;margin:0;line-height:1.45}.split-bg{background:linear-gradient(180deg,#fff,#f3fbff)}.card.tall{min-height:260px}.faq-page{display:grid;grid-template-columns:1.25fr .75fr;gap:28px}.big-faq details{background:#fff;border:1px solid #e0edf8;border-radius:20px;margin-bottom:14px;padding:18px 22px;box-shadow:0 12px 32px rgba(9,44,91,.06)}.big-faq summary{font-size:18px;font-weight:900;color:#0b2342;cursor:pointer}.big-faq p{color:#516176;line-height:1.7}.grid5{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}.team-grid-five{grid-template-columns:repeat(5,1fr)}.icon-only-card .avatar,.icon-avatar{background:linear-gradient(135deg,#eaf5ff,#fff3e3)!important;color:#116be8;font-size:34px;border:0!important}.icon-only-card{min-height:375px}.team-actions.two-actions{grid-template-columns:1fr}.contact-long{padding-bottom:95px}.why-contact{background:linear-gradient(135deg,#f8fbff,#eef8ff)}.clean-icons:before{content:'☎️';background:transparent}.footer .grid4{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.4fr;gap:38px}.footer a{display:block;color:#eaf5ff;text-decoration:none;margin:10px 0}.footer .legal a{display:inline;color:#fff;font-weight:900}.section{padding:70px 6%}.card h3{margin-top:10px}.nav{position:sticky;top:0;z-index:99}.topbar{position:relative;z-index:100}
@media(max-width:1200px){.team-grid-five,.grid5{grid-template-columns:repeat(2,1fr)}}@media(max-width:900px){.faq-page,.footer .grid4{grid-template-columns:1fr}.section{padding:48px 5%}}@media(max-width:560px){.team-grid-five,.grid5{grid-template-columns:1fr}.icon-only-card{min-height:auto}}

.brand span{display:flex;flex-direction:column}.brand-slogan{font-style:normal;font-size:11px;color:#64748b;font-weight:700;line-height:1.2;margin-top:2px}.footer .flogo + p:before{content:"Empowering your financial future, with transparency";display:block;font-weight:800;color:#fff;margin-bottom:8px}
@media(max-width:720px){.brand-slogan{display:none}}
/* Premium loan apply page with OTP + KYC upload */
.apply-hero{padding:80px 6%;display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:center;background:radial-gradient(circle at 82% 15%,rgba(17,185,169,.20),transparent 30%),radial-gradient(circle at 10% 15%,rgba(255,157,35,.16),transparent 25%),linear-gradient(135deg,#f8fcff,#eaf8ff);overflow:hidden}.apply-hero h1{font-size:clamp(42px,5.5vw,72px);line-height:1.02;margin:18px 0;color:#0b1f38}.apply-hero p{font-size:20px;line-height:1.7;color:#52647b;max-width:780px}.apply-points{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.apply-points span{background:#fff;border:1px solid #dceafa;border-radius:999px;padding:12px 16px;font-weight:900;box-shadow:0 12px 30px rgba(13,101,166,.08)}.apply-card-visual{min-height:420px;border-radius:42px;background:linear-gradient(135deg,#dff2ff,#fff);box-shadow:var(--shadow);display:grid;place-items:center;border:1px solid #fff;position:relative}.apply-card-visual:before{content:'₹';position:absolute;right:35px;top:25px;width:70px;height:70px;border-radius:50%;background:#fff;display:grid;place-items:center;color:#0d65a6;font-size:40px;font-weight:1000;box-shadow:0 12px 35px rgba(13,101,166,.12)}.loan-ad-card{width:min(380px,86%);border-radius:34px;background:rgba(255,255,255,.88);border:1px solid #e0edf8;padding:32px;text-align:center;box-shadow:0 25px 70px rgba(9,44,91,.14)}.loan-ad-card b{font-size:28px;background:linear-gradient(90deg,var(--orange),var(--blue));-webkit-background-clip:text;color:transparent}.loan-ad-card h3{font-size:42px;margin:20px 0 8px}.loan-ad-card p{font-weight:900;color:#53657c}.ad-icons{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:24px}.ad-icons span{background:#f3f9ff;border:1px solid #dfeafa;border-radius:18px;padding:16px;font-size:28px}.apply-wrap{display:grid;grid-template-columns:1fr 360px;gap:28px;align-items:start}.loan-form-shell{background:#fff;border:1px solid #e0edf8;border-radius:34px;padding:30px;box-shadow:var(--shadow)}.form-progress{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-bottom:28px}.form-progress span{border-radius:999px;background:#eef6ff;color:#56708c;padding:12px;text-align:center;font-weight:900}.form-progress .active{background:linear-gradient(135deg,var(--blue),var(--teal));color:#fff}.form-section-title{display:flex;gap:14px;align-items:center;margin:30px 0 18px;padding-top:18px;border-top:1px solid #edf3fa}.form-section-title:first-of-type{border-top:0;margin-top:0;padding-top:0}.form-section-title i{font-style:normal;width:56px;height:56px;border-radius:18px;background:linear-gradient(135deg,#eaf5ff,#fff3e3);display:grid;place-items:center;font-size:28px}.form-section-title h2{margin:0;font-size:28px}.form-section-title p{margin:4px 0 0;color:#64748b}.form-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.otp-row{display:flex;gap:8px}.otp-row input{flex:1}.otp-row button{border:0;border-radius:14px;background:#0d65a6;color:white;font-weight:900;padding:0 14px;white-space:nowrap;cursor:pointer}.otp-msg{display:block;margin-top:7px;color:#64748b;font-size:12px;font-weight:800}.otp-msg.ok{color:#0b9e62}.otp-msg.bad{color:#d83b3b}.upload-box{background:#f8fbff;border:1px dashed #b9d3ef;border-radius:18px;padding:14px}.upload-box input{background:#fff}.consent{display:flex!important;gap:10px;align-items:flex-start;background:#f8fbff;border:1px solid #e0edf8;border-radius:18px;padding:15px;margin:20px 0!important;color:#52647b}.consent input{width:auto!important;margin-top:4px}.btn.big{font-size:18px;width:100%;border-radius:18px;padding:18px}.apply-side{position:sticky;top:110px;display:grid;gap:18px}.side-box{background:#fff;border:1px solid #e0edf8;border-radius:26px;padding:24px;box-shadow:0 18px 48px rgba(9,44,91,.09)}.side-box h3{margin:0 0 12px;font-size:23px}.side-box p{color:#52647b;line-height:1.7}.side-box.green{background:linear-gradient(135deg,#ecfff9,#fff)}.side-box.warning{background:linear-gradient(135deg,#fff8e8,#fff)}.notice.success{background:#ecfff5;border-left-color:#20b978;color:#075f3e}@media(max-width:1100px){.apply-hero,.apply-wrap{grid-template-columns:1fr}.apply-side{position:relative;top:auto;grid-template-columns:repeat(3,1fr)}}@media(max-width:800px){.form-grid-3,.form-progress,.apply-side{grid-template-columns:1fr}.loan-form-shell{padding:20px}.otp-row{display:grid;grid-template-columns:1fr}.apply-hero{padding:45px 5%}.apply-card-visual{min-height:300px}.loan-ad-card h3{font-size:32px}}

/* ===== Mobile App Premium Patch - menu + apply form only ===== */
.app-nav nav a{white-space:nowrap}.app-nav nav a.on{color:var(--blue)}
.hamb{width:46px;height:46px;align-items:center;justify-content:center;gap:5px;flex-direction:column;box-shadow:0 10px 24px rgba(13,101,166,.12)}
.hamb span{display:block;width:20px;height:2px;background:#0b2342;border-radius:99px;margin:3px 0;transition:.25s}
.open .hamb span:nth-child(1){transform:translateY(8px) rotate(45deg)}.open .hamb span:nth-child(2){opacity:0}.open .hamb span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
.mobile-bottom-nav{display:none}
@media(max-width:900px){
  html{scroll-padding-top:82px}body{background:#f6faff;padding-bottom:82px;-webkit-tap-highlight-color:transparent}.topbar{display:none!important}
  .nav.app-nav{position:sticky;top:0;padding:10px 14px;border-bottom:1px solid #e5effa;border-radius:0 0 22px 22px;box-shadow:0 12px 35px rgba(9,44,91,.12);min-height:72px}.brand{gap:9px;min-width:0}.brand img{width:48px!important;height:42px!important}.brand span{min-width:0}.brand b{font-size:20px!important;letter-spacing:-.4px}.brand small{font-size:11px;line-height:1.15}.brand-slogan{display:none!important}.hamb{display:flex;background:linear-gradient(135deg,#ffffff,#edf7ff);border:1px solid #dcecff;border-radius:16px;flex:0 0 auto}.nav nav{display:flex!important;position:fixed;top:75px;left:14px;right:14px;background:rgba(255,255,255,.98);backdrop-filter:blur(18px);border:1px solid #deebf8;border-radius:26px;padding:12px;box-shadow:0 24px 80px rgba(9,44,91,.20);flex-direction:column;align-items:stretch;gap:6px;opacity:0;transform:translateY(-12px) scale(.98);pointer-events:none;transition:.22s}.open .nav nav{opacity:1;transform:translateY(0) scale(1);pointer-events:auto}.nav nav a{padding:14px 16px;border-radius:18px;background:#f7fbff;font-size:15px;display:flex;align-items:center;justify-content:space-between}.nav nav a.on{background:linear-gradient(135deg,#eaf4ff,#fff7ed);color:#075fa7}.nav nav a.btn{background:linear-gradient(135deg,#ff8a2b,#f04b88,#1769e8);color:#fff;justify-content:center;margin-top:4px;box-shadow:0 12px 30px rgba(240,75,136,.22)}
  .mobile-bottom-nav{position:fixed;z-index:98;left:12px;right:12px;bottom:12px;height:64px;background:rgba(255,255,255,.94);backdrop-filter:blur(18px);border:1px solid #ddecfa;border-radius:24px;box-shadow:0 18px 50px rgba(9,44,91,.22);display:grid;grid-template-columns:repeat(4,1fr);gap:4px;padding:7px}.mobile-bottom-nav a{position:relative;border-radius:18px;font-size:11px;font-weight:900;color:#52647b;text-align:center;padding-top:31px}.mobile-bottom-nav a:before{content:"";position:absolute;top:8px;left:50%;transform:translateX(-50%);width:22px;height:22px;border-radius:8px;background:linear-gradient(135deg,#dff0ff,#fff);border:1px solid #cfe5fb}.mobile-bottom-nav a:after{content:"";position:absolute;top:14px;left:50%;transform:translateX(-50%);width:10px;height:10px;border-radius:3px;background:#126ce6}.mobile-bottom-nav a.active{background:linear-gradient(135deg,#126ce6,#12b8ad);color:#fff;box-shadow:0 10px 22px rgba(18,108,230,.25)}.mobile-bottom-nav a.active:before{background:rgba(255,255,255,.24);border-color:rgba(255,255,255,.34)}.mobile-bottom-nav a.active:after{background:#fff}.mobile-bottom-nav .mi-calc:after{border-radius:50%;box-shadow:0 -5px 0 #126ce6,0 5px 0 #126ce6;background:#126ce6}.mobile-bottom-nav .mi-apply:after{width:12px;height:12px;clip-path:polygon(50% 0,100% 45%,72% 100%,28% 100%,0 45%);border-radius:0}.mobile-bottom-nav .mi-help:after{border-radius:50% 50% 50% 12%;transform:translateX(-50%) rotate(-20deg)}
  .apply-hero{display:block;padding:28px 16px 18px;background:radial-gradient(circle at 90% 0,rgba(18,184,173,.24),transparent 42%),linear-gradient(180deg,#f8fcff,#eef8ff)}.apply-hero h1{font-size:34px;line-height:1.08;letter-spacing:-1.3px;margin:12px 0}.apply-hero p{font-size:15.5px;line-height:1.55;margin:0}.apply-hero .badge{font-size:12px;padding:8px 12px}.apply-card-visual{display:none}.apply-points{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-top:18px}.apply-points span{font-size:12px;padding:10px;border-radius:16px;box-shadow:0 8px 20px rgba(13,101,166,.08)}
  .section.apply-wrap{padding:16px;display:block}.loan-form-shell{border-radius:26px;padding:16px;border:1px solid #dfeefa;box-shadow:0 18px 55px rgba(9,44,91,.10);overflow:hidden}.form-progress{position:sticky;top:74px;z-index:10;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);margin:-16px -16px 18px;padding:12px 10px;display:grid;grid-template-columns:repeat(4,1fr);gap:7px;border-bottom:1px solid #edf4fb}.form-progress span{font-size:0;padding:9px 6px;border-radius:18px;height:48px;position:relative;box-shadow:inset 0 0 0 1px rgba(13,101,166,.08)}.form-progress span:before{font-size:18px;position:absolute;top:7px;left:50%;transform:translateX(-50%);font-weight:900}.form-progress span:after{font-size:10px;position:absolute;bottom:6px;left:0;right:0;text-align:center;font-weight:900}.form-progress span:nth-child(1):before{content:'1'}.form-progress span:nth-child(1):after{content:'Basic'}.form-progress span:nth-child(2):before{content:'2'}.form-progress span:nth-child(2):after{content:'Income'}.form-progress span:nth-child(3):before{content:'3'}.form-progress span:nth-child(3):after{content:'KYC'}.form-progress span:nth-child(4):before{content:'4'}.form-progress span:nth-child(4):after{content:'Submit'}
  .form-section-title{background:linear-gradient(135deg,#ffffff,#f6fbff);border:1px solid #e1edf8!important;border-radius:22px;padding:14px!important;margin:16px 0 12px!important;box-shadow:0 10px 26px rgba(9,44,91,.06)}.form-section-title i{width:44px;height:44px;border-radius:15px;font-size:0;position:relative;flex:0 0 auto}.form-section-title i:after{content:"";width:22px;height:22px;border-radius:8px;background:linear-gradient(135deg,#126ce6,#12b8ad);display:block}.form-section-title h2{font-size:21px;letter-spacing:-.3px}.form-section-title p{font-size:13px;line-height:1.35}.form-grid-3{display:grid;grid-template-columns:1fr!important;gap:13px}.loan-form-shell label{font-size:13px;margin:4px 0 7px;color:#0b2342}.loan-form-shell input,.loan-form-shell select,.loan-form-shell textarea{width:100%;min-height:52px;border-radius:17px;border:1px solid #d9e8f8;background:#fff;font-size:15px;padding:13px 14px;box-shadow:0 6px 18px rgba(9,44,91,.04);outline:none}.loan-form-shell input:focus,.loan-form-shell select:focus,.loan-form-shell textarea:focus{border-color:#126ce6;box-shadow:0 0 0 4px rgba(18,108,230,.10)}.otp-row{display:grid!important;grid-template-columns:1fr auto!important;gap:8px}.otp-row button{height:52px;border-radius:16px;padding:0 14px;background:linear-gradient(135deg,#126ce6,#12b8ad);box-shadow:0 10px 22px rgba(18,108,230,.18)}.otp-msg{background:#f5f9ff;border-radius:12px;padding:8px 10px}.upload-box{padding:13px;border-radius:18px;background:linear-gradient(135deg,#fbfdff,#f5fbff);border:1px dashed #acd2f5}.upload-box label:before{content:"";display:inline-block;width:18px;height:18px;border-radius:6px;background:linear-gradient(135deg,#126ce6,#12b8ad);vertical-align:-4px;margin-right:8px}.upload-box input[type=file]{min-height:auto;padding:10px;background:white;font-size:12px}.consent{border-radius:18px;font-size:13px;line-height:1.45}.btn.big{height:56px;border-radius:18px;font-size:16px;position:sticky;bottom:86px;z-index:8;box-shadow:0 18px 40px rgba(255,93,121,.24)}.apply-side{display:grid;grid-template-columns:1fr;gap:12px;margin-top:14px}.side-box{border-radius:22px;padding:18px;box-shadow:0 12px 35px rgba(9,44,91,.07)}.side-box h3{font-size:19px}.side-box p{font-size:14px;line-height:1.55}.footer{padding-bottom:95px}.pagehero h1{font-size:34px}.pagehero{padding:42px 5%}
}
@media(max-width:420px){.brand b{font-size:18px!important}.brand img{width:42px!important}.nav.app-nav{padding:9px 10px}.apply-hero h1{font-size:31px}.otp-row{grid-template-columns:1fr!important}.otp-row button{width:100%}.btn.big{bottom:84px}}


/* ===== Apply Page Pro Desktop Fix (menu untouched except spacing) ===== */
.app-nav{gap:24px; padding-top:14px; padding-bottom:14px;}
.app-nav .brand{flex:0 0 auto;}
.app-nav nav{gap:24px; flex-wrap:nowrap;}
.app-nav nav a{font-size:15px; letter-spacing:-.15px; white-space:nowrap;}
.app-nav nav a.btn.small{padding:13px 22px; min-width:118px; text-align:center;}
.apply-hero{padding:56px 6% 42px;display:grid;grid-template-columns:1.05fr .95fr;gap:36px;align-items:center;background:radial-gradient(circle at 85% 10%,rgba(17,185,169,.22),transparent 34%),radial-gradient(circle at 8% 15%,rgba(255,157,35,.15),transparent 30%),linear-gradient(135deg,#f9fcff,#eaf7ff);}
.apply-hero h1{font-size:clamp(42px,5vw,70px);letter-spacing:-2.2px;line-height:1.03;max-width:780px;margin:18px 0;}
.apply-hero p{font-size:19px;line-height:1.65;color:#52647b;max-width:820px;}
.apply-points{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}.apply-points span{background:#fff;border:1px solid #dcecff;border-radius:999px;padding:12px 18px;font-weight:900;box-shadow:0 12px 30px rgba(13,101,166,.09)}
.apply-card-visual{min-height:360px;border-radius:36px;background:linear-gradient(145deg,rgba(255,255,255,.75),rgba(222,244,255,.95));border:1px solid rgba(255,255,255,.95);display:grid;place-items:center;box-shadow:0 25px 70px rgba(13,101,166,.16)}
.loan-ad-card{background:rgba(255,255,255,.9);border:1px solid #dcecff;border-radius:34px;padding:42px 50px;text-align:center;box-shadow:0 28px 70px rgba(9,44,91,.13)}.loan-ad-card b{font-size:25px;background:linear-gradient(90deg,var(--orange),var(--blue));-webkit-background-clip:text;color:transparent}.loan-ad-card h3{font-size:44px;margin:18px 0 8px;letter-spacing:-1.2px}.loan-ad-card p{font-size:20px;font-weight:900;color:#52647b}.ad-icons{display:flex;gap:14px;justify-content:center;margin-top:24px}.ad-icons span{width:58px;height:58px;display:grid;place-items:center;border-radius:18px;background:#f2f8ff;border:1px solid #dcecff;font-size:25px}
.section.apply-wrap{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:26px;align-items:start;padding:46px 6% 70px;background:#f5f9ff}.loan-form-shell{background:#fff;border:1px solid #dcecff;border-radius:30px;padding:26px;box-shadow:0 22px 65px rgba(9,44,91,.10)}.form-progress{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:24px}.form-progress span{background:#eef6ff;border:1px solid #dcecff;border-radius:18px;padding:15px 12px;text-align:center;font-weight:1000;color:#65748b}.form-progress span.active{background:linear-gradient(135deg,#0d65a6,#11b9a9);color:#fff;border-color:transparent;box-shadow:0 12px 30px rgba(13,101,166,.18)}
.loan-form-shell form{display:block}.form-section-title{display:flex;gap:16px;align-items:center;margin:26px 0 18px;padding-top:10px;border-top:1px solid #edf3fa}.form-section-title:first-of-type{border-top:0;margin-top:6px}.form-section-title i{font-style:normal;width:58px;height:58px;border-radius:20px;background:linear-gradient(135deg,#fff2df,#eaf7ff);display:grid;place-items:center;font-size:28px;flex:0 0 auto}.form-section-title h2{font-size:29px;margin:0;letter-spacing:-.7px}.form-section-title p{margin:5px 0 0;color:#65748b;font-size:16px}.form-grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px 20px}.loan-form-shell label{display:block;font-size:14px;font-weight:900;color:#102033;margin:0 0 8px}.loan-form-shell input,.loan-form-shell select,.loan-form-shell textarea{width:100%!important;min-height:54px!important;border-radius:17px!important;border:1px solid #d8e6f5!important;background:#fff!important;padding:14px 15px!important;font-size:15.5px!important;color:#102033!important;box-shadow:0 7px 20px rgba(9,44,91,.04)!important;outline:none!important;appearance:auto}.loan-form-shell textarea{min-height:116px!important;resize:vertical}.loan-form-shell input:focus,.loan-form-shell select:focus,.loan-form-shell textarea:focus{border-color:#0d65a6!important;box-shadow:0 0 0 4px rgba(13,101,166,.10)!important}.otp-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:8px;align-items:stretch}.otp-row button{border:0;border-radius:15px;background:linear-gradient(135deg,#0d65a6,#006ee8);color:#fff;font-weight:1000;padding:0 18px;white-space:nowrap;box-shadow:0 10px 24px rgba(13,101,166,.18);cursor:pointer}.otp-msg{display:block;margin-top:8px;background:#f4f9ff;border:1px solid #e4effb;border-radius:12px;padding:8px 10px;font-size:12px;line-height:1.35;color:#65748b}.otp-msg.ok{color:#087b4f;background:#effff7;border-color:#ccefdc}.otp-msg.bad{color:#b42318;background:#fff4f2;border-color:#ffd5cc}.upload-box{background:linear-gradient(135deg,#fafdff,#f2f9ff);border:1.5px dashed #b8d4ef;border-radius:20px;padding:15px}.upload-box input[type=file]{min-height:48px!important;padding:10px!important;background:#fff!important}.consent{display:flex!important;gap:11px;align-items:flex-start;background:#f8fbff;border:1px solid #e0edf8;border-radius:18px;padding:15px;margin:20px 0!important;color:#52647b;font-size:14px}.consent input{width:auto!important;min-height:auto!important;margin-top:3px;box-shadow:none!important}.btn.big{font-size:18px;width:100%;border-radius:18px;padding:18px;min-height:58px}.apply-side{position:sticky;top:112px;display:grid;gap:18px}.side-box{background:#fff;border:1px solid #e0edf8;border-radius:28px;padding:26px;box-shadow:0 18px 48px rgba(9,44,91,.09)}.side-box h3{margin:0 0 14px;font-size:24px;letter-spacing:-.5px}.side-box p{color:#52647b;line-height:1.8;font-size:16px}.side-box.green{background:linear-gradient(135deg,#ecfff9,#fff)}.side-box.warning{background:linear-gradient(135deg,#fff8e8,#fff)}
@media(max-width:1180px){.app-nav nav{gap:15px}.app-nav nav a{font-size:14px}.section.apply-wrap{grid-template-columns:1fr}.apply-side{position:relative;top:auto;grid-template-columns:repeat(3,1fr)}.form-grid-3{grid-template-columns:repeat(2,1fr)}}
@media(max-width:900px){.section.apply-wrap{padding:16px;display:block}.form-grid-3{grid-template-columns:1fr}.apply-side{grid-template-columns:1fr}.loan-form-shell{padding:16px}.apply-hero{grid-template-columns:1fr;padding:28px 16px 18px}.apply-card-visual{display:none}.apply-hero h1{font-size:34px;letter-spacing:-1.3px}.apply-hero p{font-size:15.5px}.form-progress{position:sticky;top:74px;z-index:10;background:rgba(255,255,255,.96);margin:-16px -16px 18px;padding:12px 10px}.btn.big{position:sticky;bottom:86px;z-index:8}}


/* ===== Official Social Profile Large Icons ===== */
.social-connect{padding-top:34px;padding-bottom:34px}
.social-connect-card{display:grid;grid-template-columns:1.1fr .9fr;gap:24px;align-items:center;background:linear-gradient(135deg,#ffffff,#eef9ff);border:1px solid #dcecff;border-radius:34px;padding:34px;box-shadow:0 24px 70px rgba(20,52,95,.12)}
.social-connect-card h2{font-size:clamp(30px,3.4vw,48px);margin:16px 0 10px;letter-spacing:-1.2px;color:#102033}.social-connect-card p{font-size:18px;line-height:1.7;color:#65748b;margin:0}.social-big-links{display:grid;grid-template-columns:1fr 1fr;gap:18px}.social-big{min-height:150px;border-radius:30px;padding:24px;display:flex;flex-direction:column;justify-content:center;align-items:flex-start;color:#fff;box-shadow:0 22px 55px rgba(9,44,91,.16);position:relative;overflow:hidden;isolation:isolate}.social-big:before{content:"";position:absolute;inset:-35%;background:radial-gradient(circle,rgba(255,255,255,.34),transparent 40%);z-index:-1}.social-big.instagram{background:linear-gradient(135deg,#ff8a00,#ff2d76,#7b3cff)}.social-big.facebook{background:linear-gradient(135deg,#0866ff,#003a92)}.social-mark{width:64px;height:64px;border-radius:22px;display:grid;place-items:center;background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.35);font-size:46px;font-weight:1000;line-height:1;margin-bottom:16px}.social-big b{font-size:26px;line-height:1}.social-big small{font-size:15px;opacity:.92;margin-top:6px}.footer-social-big{display:flex;gap:14px;margin-top:20px}.fsocial{width:58px;height:58px;border-radius:20px;display:grid;place-items:center;color:white!important;font-size:34px;font-weight:1000;box-shadow:0 16px 36px rgba(0,0,0,.22);border:1px solid rgba(255,255,255,.18)}.fsocial.instagram{background:linear-gradient(135deg,#ff8a00,#ff2d76,#7b3cff)}.fsocial.facebook{background:linear-gradient(135deg,#0866ff,#003a92);font-family:Arial,sans-serif}.footer .fsocial:hover,.social-big:hover{transform:translateY(-3px);transition:.22s ease}
@media(max-width:900px){.social-connect{padding:22px 16px}.social-connect-card{grid-template-columns:1fr;padding:22px;border-radius:26px}.social-big-links{grid-template-columns:1fr}.social-big{min-height:126px;border-radius:24px}.social-mark{width:56px;height:56px;font-size:38px}.footer-social-big{justify-content:flex-start}.fsocial{width:54px;height:54px}}